OTHER BUSINESS FINANCE
Finance for the next stage of your business
Alongside pharmacy and dental practice finance, we help business owners explore funding for acquisitions, premises, equipment and investment. Start with what you want to achieve, and we will help you understand the options.
Business acquisition finance
Funding for a business purchase, management buyout or partner buyout.
Equipment and vehicle finance
Explore how repayments, ownership and agreement terms fit your planned purchase.
Unsecured business loans
Understand the options, repayment commitments and personal guarantee requirements.
Commercial property finance
Finance for business premises, commercial investment or refinancing.
Development finance
Discuss a property project, its funding stages and proposed repayment route.
Invoice finance
Release cash tied up in unpaid business invoices. If your business supplies goods or services to other businesses on credit terms, invoice finance may help you access part of the value of eligible invoices before your customers pay.
This can help bridge the gap between meeting costs such as wages and supplier bills and receiving payment. Factoring can include credit-control and collection support; invoice discounting generally leaves those responsibilities with your business.
We discuss your sales ledger, customer payment patterns and funding needs to explore suitable facilities. The amount available depends on eligible invoices and the provider’s assessment. Consider the full charges, contract terms and what happens if a customer pays late or does not pay. Finance is subject to assessment and is not a guarantee against bad debts.
Cogent Finance
Finance for independent pharmacy and dental practice owners.
Let’s discuss your next step
We are a credit broker not a lender. Cogent Finance is a trading style of Cogent Finance Limited, registered at 9 Freetrade House, Lowther Road, Stanmore, HA7 1EP. Company Register number is 08858716. Cogent Finance Limited is Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 727183. You can check via www.register.fca.org. We are registered with the ICO, ZA101760 and you can check via www.ico.org.uk. We conduct unregulated business only and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source finance from the whole of market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Cogent Finance Ltd is a member of the National Association of Commercial Finance Brokers (NACFB).
Approver Cogent Finance September 2026